How it works
To get a loan quote, call (559) 550-3310 during business hours or stop by our Main Street office between the Fox Theatre and the Historic Courthouse. We serve commercial borrowers throughout Tulare County, including Farmersville, Goshen, Ivanhoe, Tulare, Exeter, Linnell Camp, and Cameron Creek Colony. Phone consultations typically last 10-15 minutes, and we'll outline which programs fit your situation and how quickly we can move your file forward. No appointment necessary for walk-ins, though calling ahead ensures an advisor is available when you arrive.
Office Hours: Monday-Friday: 8:00 AM, 5:00 PM Saturday-Sunday: Closed
Phone: (559) 550-3310 Address: 520 W Main St, Visalia, CA 93291
Get in touch
Gathering three months of business bank statements, your most recent tax return, and a one-paragraph summary of how you'll use the funds will cut your quote turnaround to under four hours in most cases. Our documentation-made-simple process means you won't need appraisals, multi-year projections, or lengthy business plans for an initial quote. If you're pursuing SBA 7(a) or commercial real estate financing, we'll request additional items only after you've reviewed terms and decided to move forward. Tulare County agricultural operators should also bring recent settlement sheets or crop schedules if requesting seasonal working capital. The faster you supply core documents, the faster we lock your rate and timeline.
How it works
Your advisor will ask about your funding need, review your documentation checklist, and recommend one or more programs from our suite: SBA 7(a), working capital, equipment financing, commercial real estate, business lines of credit, invoice factoring, and more. Within 24 hours you'll receive a written summary of options, estimated time-to-funding for each, and the next documentation step. Most Visalia clients who call Monday morning hold a term sheet by Wednesday. Once you choose a program, you can Apply Now through our streamlined portal, which auto-fills fields and flags missing items in real time so nothing stalls your file.
Cedargrove Advances
520 W Main St, Visalia, CA 93291
Mon-Fri 8-6
Businesses along the Mooney Boulevard corridor and Highway 198 work with us because we broker multiple lenders, which means one conversation yields three to five competing offers instead of a single take-it-or-leave-it term sheet. We know Tulare County's ag-processing calendar, retail peaks around the Visalia Mall, and equipment cycles for dairies in Goshen and Ivanhoe. That local context helps us match you to lenders who understand Central Valley cash flow. Learn more on our Visalia business funding page or read our full story on the About page.
Reach us
Prefer to talk it through first? Call a local advisor and we will ask a few questions about your business, then let you know whether your profile fits commercial programs.
We are a broker, not a lender. There is no cost to apply and no obligation.
Service areas
We broker commercial financing for businesses across Visalia and the surrounding communities.
We work with Main Street retailers near the Fox Theatre, agricultural suppliers serving the citrus and dairy operations that define Tulare County, trucking companies running the 99 corridor, and manufacturers in the industrial parks off Mineral King Avenue.
Common questions
Why Visalia owners trust Cedargrove Advances
Talk to a local advisor and get matched to the right program, no obligation.